别拘束，就像在自己家一样
With MECU, your new home is only a few steps away!
We offer a variety of low-cost 抵押贷款 to help you buy your first home, 下一个家, or refinance an existing mortgage. Don't miss out on your dream home. Visit the mortgage resource center and contact us today!抵押贷款
We offer a variety of low-cost 抵押贷款 to help you buy your first home, 下一个家, or refinance an existing home loan.
了解更多房屋净值 Line of Credit
锁定5.99%固定年利率2 for 12 months then as low as Prime minus 0.25%3.
了解更多Mortgage Resource Center (在新选项卡中打开)
Research your various options to find the home loan that fits your budget and lifestyle.
了解更多 (在新选项卡中打开)披露的信息
*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. Minimum monthly payment equals $100. Introductory rate will be fixed for 12 months. 标准的, post-introductory APR will be a fully indexed, variable rate based on Prime plus or minus a margin based on your loan-to-value ratio at account opening. Prime Rate is obtained from the Wall Street Journal and is currently 8.00%, in effect since March 23, 2023. The minimum standard APR that can apply is 3.25% and the maximum APR that can apply is your standard rate plus 6%. The maximum APR in Maryland is 18%. 标准的, post introductory rate is variable and may adjust on a quarterly basis. Subject to credit approval and verification of collateral. Adequate property and flood insurance is required, if applicable. 需加入MECU.** MECU will pay the initial closing costs on “Standard” 房屋净值 Lines of Credit. If the line is paid off and closed within 12 months of original note date, closing costs must be reimbursed to MECU by the borrower. Closing costs vary and generally range around $850 to $1,000 on a $20,000 line of credit.
